Confidential Accounts Receivable Funding for Middle-Market US-Based Enterprises
Maintain complete control over your customer relationships while unlocking the immediate working capital tied up in your unpaid invoices. Non-notification factoring is structured as a ledgered line of credit. It bridges the gap between your sales and your cash flow—entirely behind the scenes.
If your enterprise generates significant volume but faces extended payment terms, our structured facility provides the liquidity you need to scale without altering your operational footprint.
The Non-Notification Advantage
Standard factoring requires your customers to route payments directly to a third-party financier. For established corporations, this can sometimes disrupt long-standing customer touchpoints.
Our facility functions like a legacy line of credit, offering a seamless, confidential solution:
Complete Confidentiality
Your clients are never notified of the factoring arrangement.
Intact Billing & Collections
You continue to manage your own invoicing, customer service, and collections.
Uninterrupted Customer Experience
Payments are directed to a specialized, secure account maintained under your company’s branding.
Facility Criteria
This specialized liquidity program is tailored for mid-market organizations with stable, predictable commercial invoicing requirements.
- Minimum Revenue: $10,000,000 in annual revenue.
- Funding Requirements: Minimum of $500,000 in monthly funding volume.
- Commitment Term: 12-month standard facility agreement.
How It Works
- Invoice & Upload: You bill your commercial clients exactly as you do today. You submit your open accounts receivable to our secure portal.
- Immediate Advance: We advance up to 80–95% of the invoice value directly to your operating account within 24 hours.
- Seamless Collection: Your customers pay their invoices according to your standard terms. They remit payment to a lockbox or account in your name.
- Rebate Distribution: Once the invoice is fully settled, we release the remaining balance (the reserve) to you, minus the competitive facility fee.
Frequently Asked Questions
What makes non-notification factoring different from traditional factoring?
With traditional factoring, your customers are notified to route payments directly to the factor. Under a non-notification arrangement, the facility operates entirely behind the scenes. Your customers continue to send payments to an account in your name, meaning they are completely unaware of our financial involvement.
How do collections work if my customers don't know you are involved?
You maintain complete ownership of your billing and collections processes. Your staff manages customer accounts and payment follow-ups exactly as they do today. Payments are simply routed to a specialized, secure lockbox or clearing account that carries your company's branding.
How quickly can we access capital once the line is established?
Funding is typically deployed within 24 hours of invoice submission. Once your initial corporate onboarding is complete, you can upload new accounts receivable batches to our portal and receive your advance on an expedited schedule.
What types of businesses are eligible for this program?
We support B2B companies across various high-volume industries, including manufacturing, distribution, logistics, wholesale, and professional services. Eligible invoices must be for completed deliverables or services rendered to creditworthy commercial clients.
Optimize Your Cash Flow Today
Do not let extended payment terms restrict your corporate growth or strain your treasury. Secure the liquidity your enterprise requires while preserving the customer relationships you have spent years building.
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