Inventory financing

 Inventory sub-lines and terms loans

1 (800) 317-4933

Factoring alone may not be enough to meet the funding requirements of certain clients and why an inventory facility is an essential funding option that should be available to the client.

Our inventory line is offered as a standalone facility or part of an invoice/receivables factoring facility or an asset based receivables purchase line, it features flexible - multiple advance rates on different types of inventory within one borrower with options that offer no cap on inventory as a percentage of receivables outstanding.

BASIC TERMS | INVENTORY REVOLVER

  • $500,000 to $5 million (lower or higher case by case)
  • Advance rates: Up to 75%-80% of net OLV (Orderly Liquidation Value)
  • One borrowing base with or without  receivables facility
  • 12-24-month term - renewable
  • Easy application to funding process

A RECEIVABLES LINE OF CREDIT IS ANOTHER FUNDING OPTION TO CONSIDER

Our receivables line of credit option is called a ledgered line of credit, which offers many of the advantages of a traditional bank line of credit except for the restrictions that can hinder a company's growth should a financial covenant is not met during a review of the latest financials or an audit. A ledgered line of credit has no such restrictions.

A ledgered line is ideal for companies that are considering a traditional line of credit or are presently with an asset based lending or bank line and would like to get away from the strict requirements but maintain the features of a traditional line and competitive pricing. And unlike a traditional line of credit, there are no audits or restrictive covenants with respect to ratios, concentration, etc.

HERE ARE THE OBVIOUS ADVANTAGES OF A LEDGERED LINE OF CREDIT

  • No audit requirements
  • No restrictive financial requirements
  • No restrictive covenants
  • No financial ratio requirements
  • No concentration restrictions
  • No long application to funding process
  • Plus other benefits

For more information about our invoice factoring or receivables line of credit, please submit this SHORT FORM. The affiliate office that handles your area will contact you shortly.



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