History of factoring

It all started around 2000 B.C.

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The concept of factoring was born over 4000 years ago, when traders from Mesopotamia (current-day Iraq and neighboring countries) began granting some form of credit to their customers. Then, the ancient Greeks started recording debts on papyrus, an ancient paper; the ancient Romans refined the factoring trade and collected fees from debtors.

During the Industrial Revolution in the 1800s as trade expanded throughout the United States and Europe factoring became more common and non-recourse was available on creditworthy debtors.

Until the mid-1980s, most people thought accounts receivable funding was only used in the textile and garment industries. Today accounts receivable funding is a widely used and viable financing solution for businesses extending credit terms to their customers.

Today factoring continues to be an integral part of business. Many companies may not survive without it. Our factoring products offer many advantages to businesses that rely on extending credit to their customers but are not able to wait 30 to 90 days for their customers to pay.


If you are seeking factoring for your business, our product has no complicated forms, is very competitive with flexible terms, and is ideal for companies that are billing their customers regularly on terms of up to 90 days.

Our process is simple...

  • You complete the simple application securely online
  • You get approved (Documents are signed)
  • You submit your invoices (Invoices are verified)
  • We deposited funds into your bank account

For more information, please submit this SHORT FORM. The affiliate office that handles your area will contact you shortly.


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